Privacy Policy

Last updated: January 1, 2025

At SplitMinder, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.

Information We Collect

Personal Information

When you create an account, we collect:

  • Email address
  • Name
  • Profile photo (optional)

Financial Information

When you connect your bank accounts through Plaid, we receive read-only access to:

  • Transaction history
  • Account balances
  • Account and routing numbers (for verification only)

Important: We never store your bank login credentials. All bank connections are handled securely through Plaid.

How We Use Your Information

  • Provide and maintain the SplitMinder service
  • Process and categorize your transactions
  • Enable expense sharing with your co-parent
  • Send you notifications about expense activity
  • Improve our app and develop new features
  • Respond to your support requests

Information Sharing

We do not sell your personal information.

We share information only in these limited circumstances:

  • With your co-parent: Only the expense information you choose to share
  • Service providers: Companies that help us operate (hosting, analytics)
  • Legal requirements: When required by law

Data Security

We protect your data with:

  • 256-bit SSL/TLS encryption for all data in transit
  • AES-256 encryption for data at rest
  • Regular security audits and penetration testing
  • SOC 2 Type II compliant infrastructure

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Delete your account and data
  • Export your data
  • Opt out of marketing communications

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: privacy@splitminder.com