Terms of Service

1. Acceptance of Terms

By accessing or using SplitMinder, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, do not use our services.

2. Description of Service

SplitMinder is a mobile application designed to help co-parents track and manage shared child-related expenses. The service includes:

• Expense tracking and categorization
• Bank account integration for automatic transaction import
• Shared dashboards between co-parents
• Expense approval workflows
• Reporting and export features

3. Account Registration

To use SplitMinder, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activity under your account

4. Bank Account Connections

When you connect your bank accounts through our service (powered by Plaid), you authorize us to:

• Access your transaction history in read-only mode
• Retrieve account balance information
• Store and process this information as described in our Privacy Policy

We do not have the ability to move money from your accounts or make transactions on your behalf.

5. Acceptable Use

You agree not to:

• Use the service for any illegal purpose
• Harass, abuse, or harm another person through the service
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service

6. Disclaimer of Warranties

SplitMinder is provided "as is" without warranties of any kind. We do not guarantee that the service will be uninterrupted or error-free.

Important: SplitMinder is a tracking tool, not financial or legal advice. We are not responsible for decisions made based on information in our app.

7. Limitation of Liability

To the maximum extent permitted by law, SplitMinder shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

8. Changes to Terms

We may modify these terms at any time. We will notify you of material changes through the app or by email.

9. Contact

For questions about these terms, contact us at:

Email: legal@splitminder.com